EPISODE SUMMARY In this deeply personal episode, Gary shares the full story behind one of the most common questions he receives: Why would a nuclear submarine commander on track for admiral leave it all to sell life insurance? The answer isn't about career change — it's about calling. Gary walks through pivotal life moments: growing up broke, attending the Naval Academy, commanding a submarine, losing half his wealth in the Great Recession, and realizing he had outsourced responsibility for his financial future. That wake-up call forced him to rethink everything — not just investing, but fatherhood, leadership, and legacy. He explains how shifting from market speculation to real estate ownership and liquidity-based financial strategies changed his trajectory. He also shares how mentorship at Paradigm Life introduced him to the power of safe, liquid capital as a foundation for business growth. Ultimately, this episode is about agency — taking control of your household first, then helping others scale their gifts through business ownership, liquidity, and intentional wealth-building. This is not just a career story. It's a mission story.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360 KEYWORDS Agency Financial independence Liquidity Infinite banking Hierarchy of wealth Real estate investing Business ownership Exit planning Financial responsibility Leadership transition Wealth control Family legacy Liquidity strategy Personal fin

Summary  In this episode of Gary's Gulch, dive into a heartfelt journey of personal growth, agency, and financial independence. Host Gary reflects on his childhood challenges, military career, and the lessons he's learned about true wealth and legacy. Highlighting Aaron Chapman's "Redneck Economics," Gary urges listeners to find their unique genius and use it to build a better future. Explore the power of entrepreneurship, parenting, and the pursuit of self-reliance in today's world. A must-listen for those seeking inspiration to take control of their financial destiny and personal growth..   Episode Highlights 00:00:13 - Launch of "Redneck Economics" 00:01:08 - Power of unconventional language 00:02:35 - Real estate vs. stock investing 00:03:15 - Agency and control over future 00:03:52 - Influence of Ayn Rand's "Atlas Shrugged" 00:06:06 - Economic challenges in the 1980s 00:07:00 - Personal financial journey 00:11:05 - The choice for Naval Academy 00:15:00 - Impact of the Great Recession 00:16:25 - Realization on financial independence 00:18:21 - Importance of legacy and time 00:20:47 - Shift from materialism to family 00:22:02 - Significance of choosing time with family 00:23:05 - Personal story about father's impact 00:25:38 - Investing in self and God 00:26:48 - Final thoughts on agency and impact   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.pa

Summary  Tune into Gary's Gulch podcast, where Gary discusses "Redneckonomics" with its author, Aaron Chapman! Learn from Aaron's wealth-building insights and explore methods to 10x your wealth. Gain inspiration from Aaron's journey, wisdom, and unique approach to transforming life and legacy with real estate and more!.   Episode Highlights 00:00:23 - Aaron Chapman's book launch: "Redneckonomics" 00:01:41 - Upscaling life through real estate and personal growth 00:04:04 - Innovative book storytelling with illustrations 00:05:08 - Collaboration between Aaron and Eric Chapman 00:06:02 - The influence of Robert G. Allen 00:09:59 - The humor and style in book illustrations 00:13:11 - Quit jerking off: A metaphor for time-wasting 00:16:23 - Powerful statistics on global time waste 00:18:18 - Audiobook challenges: reading with purpose 00:20:09 - Painful lessons for impactful learning 00:24:28 - Goals beyond retirement: Coming in hot 00:27:17 - The personal pursuit of a meaningful life 00:30:03 - The transformative power of writing and visioning 00:35:01 - Future events for personal development 00:37:21 - Building a supportive community 00:40:36 - Accessing the book and related resources   Episode resources Redneckonomics book January 22 - Redneckonomics: Unconventional Success by Takin' the Beatin' Path Aaron Chapman info@aaronchapman.com Additional informationQuit Jerkin Off https://www.linkedin.com/in/aaronbchapman/

Summary  I start the episode with a 50yo speech from Admiral Rickover, father of the Nuclear Navy about the importance of business ethics delivered just before our bicentennial that is just as relevant leading into the 250th celebration. Then I shift to break down a topic I find that most people don't understand - Whole life insurance policy loans with the Infinite Banking strategy are not magic or even special. What's special is the cash value backing it. Good rule to remember - loan interest rates simply reflect the risk. If rates are low, then the risk is really low. Life insurance companies historically offer the lowest rates anywhere because of the strength of the cash value.   Episode Highlights 00:00:14 - Misunderstanding policy loans. 00:01:17 - Frustration with misinformation in the industry. 00:01:32 - Admiral Hymen G. Rickover on America's strengths and risks. 00:03:56 - Founding principles: Freedom, life, liberty, and property. 00:05:22 - Rickover on capitalism and ethical business conduct. 00:06:14 - Business ethics vs. social responsibility. 00:07:42 - Moral legacy of America's Founding Fathers. 00:11:57 - Explaining life insurance policy cash value. 00:12:56 - Misconceptions about policy loan benefits. 00:15:00 - Concept of pooled risk in insurance. 00:15:46 - Insurance companies' resilience through black swan events. 00:20:02 - Admiral Rickover's relevance in today's ethical challenges. 00:23:20 - President Trump and America's global respect. 00:24:27 - Core message: Power of insurance comes from cash value.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https

Summary  Kick off 2026 with Gary's Gulch as he shares an uplifting message of optimism for America and highlights pivotal global events. With a focus on Trump's leadership, Venezuelans' newfound freedom, and Elon Musk's political support, Gary celebrates faith, business, and resilience. Tune in for inspiration!.   Episode Highlights 00:00:31 - Optimism for America in 2026. 00:01:03 - TPUSA Amerifest event highlights. 00:02:09 - Venezuela's political transformation. 00:04:51 - Venezuelans' triumph and mass migration. 00:09:18 - Collectivism's historical failures. 00:10:07 - Elon Musk backs Republicans for 2028 midterms. 00:13:33 - Importance of tuning into personal faith. 00:14:29 - Ethical considerations in investments. 00:15:30 - Life lessons and sharing gifts. 00:17:10 - The power of adding value in life.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360   Keywords Gary's Gulch 2026 optimistic America TPUSA Charli

Summary  Kick off 2026 with a bang! Gary's Gulch welcomes Glenn Yaney, host of Capitalize Your Life Podcast. Explore the power of Infinite Banking and personal finance, as Glenn shares his journey to financial freedom and helping others gain control of their lives. Learn how to capitalize on your life for a prosperous future! #FinancialFreedom #GarysGulch #Podcast.   Episode Highlights 00:00:09 - Optimism for 2026: A Unique Year 00:01:09 - Glenn Yaney's Career Shift: Finding a Fitting Path 00:03:03 - Rebranding: Capitalize Your Life Podcast 00:05:11 - Personal Growth: From Military to Faith 00:10:00 - Financial Certainty Fuels Growth 00:13:46 - Infinite Banking: Securing Human Life Value 00:15:00 - Navigating Economic Challenges: Lessons from 2008 00:16:57 - SIPA Certification: Strategic Business Exit Plans 00:19:58 - The Importance of Preparedness: Luck and Opportunity 00:22:06 - Empowerment Through Financial Education 00:23:50 - Surrounding Yourself with Optimism: The Importance of Mentorship   Episode Resources https://www.youtube.com/watch?v=Z7NHaSJpxeI https://podcasts.apple.com/us/podcast/the-capitalizing-your-life-podcast/id1728886342 Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/Wealt

Summary  🎙️ Tune in to Gary's Gulch for a festive episode featuring Dani Lynn Robison from Freedom Family Investments. Discover how Dani transitioned from music to real estate, the power of education, and practical insights on safer investing. Dive into the launch of the Freedom Family Academy—a hub for financial education and trust. Perfect for those eager to invest wisely in 2026! 🎄💼 #RealEstate #InvestSmart. Episode Highlights 01:21 - Reflection on a Better World 03:32- Control in Investing 04:37 - 10 Commandments of Investing 06:04 - Education: College vs. College of Life 07:33 - Hands-on Learning in Real Estate 10:55 - Starting in Real Estate During 2008 13:12 - Learning From Bad Deals 14:10 - Vetting Real Estate Partners 16:32 - Worst Deal Experiences 19:55 - Character in Challenging Times 21:10 - Who Do You Trust? 22:23 - Freedom Family Academy Overview 24:18 - Vision for Freedom Family Academy 27:13 - Importance of Education and Trust 30:10 - Financial Freedom and Liquidity 32:18 - Advisory Board and Education Network Episode Resources http://freedomfamilyinvestments.com/ Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360 Keywords Gary's Gulch

Summary  In this episode, Gary Skelts navigates a real estate setback as one of his properties in Memphis catches fire. While many would see disaster, Gary highlights the importance of active involvement in business, viewing this challenge as a learning opportunity. Explore leadership, risk, and why passive income can't replace active engagement. This conversation is a must-listen for those invested in real estate or contemplating the realities of passive income.. Episode Highlights 00:00:40 Turning real estate headaches into opportunities. 00:02:20 - Active business vs passive real estate. 00:03:32 - Delegation and leadership lessons. 00:05:23 - Real estate as a storehouse of wealth. 00:07:19 - Hard assets and inflation. 00:09:02 - The role of a bookkeeper in real estate management. 00:11:11 - Learning from property management and insurance testing. 00:12:16 - Executing property management decisions wisely. 00:16:02 - Insights on handling property challenges. 00:18:21 - Learning from setbacks for future growth.   Episode Resources The podcast transcript does not provide any specific mentions of books, websites, or tools that can be linked. It mainly contains discussions about personal experiences, property management, and real estate investment strategies, but does not refer to specific resources by name or URL.   Keywords real estate property management passive income investment strategy financial independence insurance claims property maintenance fire damage

In this episode I discuss the misconception that passive investing in real estate or in anything else is not a business; active participation in real estate is a business which just happens to be in the real estate industry. Gaining skills in how to run a business are incredibly beneficial to improving your Control, Mindset, Agency, and Legacy - marketing, sales, leadership, financials, taxes, innovation are truly valuable to learn and teach those that come behind you. AND they are essential to maintaining America and the world free for future generations.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360 Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

2026 on Gary's Gulch podcast will be dedicated to celebrating our 250th anniversary of the Great American Experiment - If you give citizens ownership over their life, liberty and property and design a government made up of the people and working for the people, they will prosper. Business ownership is fundamental to this premise. Nearly everyone in 1776 was a business owner, there was a need in the community and someone started a business to serve that need. We've gotten away from this with the industrial revolution and globalization (someone in China fills your need via Amazon). We must get back to honoring the value of businesses. Listen in to learn what's coming in '26!   Highlights 02:19 - Importance of freedom and personal agency. 04:49 - Divine guidance vs. worldly advice. 06:14 - Real estate vs. gold and silver. 07:52 - Scaling businesses vs. traditional wealth growth. 09:58 - Unique genius and business creation. 11:44 - Historical perspective on business ownership and community value. 12:08 - Critique of modern political figures and ethics. 13:55 - Lessons from early American settlers. 15:20 - Business ownership as a pathway to agency and legacy.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net

As promised in the last episode, I turn the tables on my client and fellow business owner Jen McAllister to explain how her team of CPAs and Accountants deliver everything for small to medium sized businesses. She's passionate about helping businesses clean up the books, get more tax efficient and grow. Listen in to see if this tremendous team is right for your business.   Highlights Preparing assets for sale Value by strategic design The role of family and business in the U.S. Evolving with client needs Year-round business immersion Bookkeeping vs. strategy Financials: not just numbers When to bring in external help Scaling with flexible teams The importance of exit planning Helping businesses grow up Maintaining quality of life in ownership Hiring strategically for growth   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/ 

This is part 2 in a series on creating successful family businesses and legacy. The last episode laid out why it is important. This episode introduces how to do it, what tools help my clients as their guide towards a successful family wealth, agency and legacy. Highlights Elon Musk's vision for the future. Importance of a strong family unit. Elon Musk and leadership decisions. Infinite Banking and legacy tools. New challenges for business owners. Becoming a certified exit planning advisor. The importance of owning your expertise. Turning a Ponzi scheme failure into strength. Value of admitting mistakes quickly. Key message: Invest in yourself.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Jen McAllister

Many were shocked when a hardcore socialist was elected mayor of NY City, the symbol of financial strength and the successful American experiment. How do we save America and the world? Agency, of course - but it is deeper than we've discussed before - listen in to this first of a two-part series on the importance of strong nuclear families and the American business owner hear why!   Highlights Agency as personal freedom. Historical perspective on individual rights. Current societal and political challenges. The power shift: weak people creating hard times. Predicting a return to better times. Personal empowerment through business ownership. The importance of gratitude and humility. Remaining connected to a higher power. Dangers of ego and disconnection from spirituality. Family's role in sustained freedom. Business ownership as a conduit for personal expression. Introducing future tools for business success.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://gar

This is the audio recording of a webinar I produced with Jaden Zubal recently for our combined audiences. We discuss how we help business owners, Real Estate Investors and those looking to leave a financial and cultural legacy for their future generations or a cause they are passionate about sustaining long after they are gone.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Jaden Zubal jzubal@paradigmlife.net  https://www.jadenzubal.com/  https://paradigmlife.net/about/jaden-zubal  Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible

I welcome back to Gary's Gulch close friend and expert mortgage lender Aaron Chapman to discuss recent changes in interest rates, inflation and the threat of new quantitative easing. What does it all mean and how do you protect your retirement, your...

Most of my clients are confused, frustrated and frankly misled on this involved topic. Attorneys have the tendency to want to show the breadth of their knowledge and that is a big disservice to individuals trying to navigate all the options and...

The Fed finally lowered interest rates and the mortgage companies are relentlessly pushing for refinances. What is the best choice? In almost all cases, it is the 30 year fixed. Why? Many reasons - listen in and find out! Highlights Fed...

September 2025 has been a whirlwind of change and unprecedented events. The Fed finally lowered rates, the economy is booming, there is a revival of goodness in our country and the world. It is time to celebrate the wins! Highlights ...

Most people do very little strategic thinking about what investments they have or why they have them. They simply follow the herd or a popular investment newsletter that promises huge returns. In this episode I explain why residential rental...

I constantly get questions and push-back on holding so much of my client's net worth as liquidity in their Hierarchy of Wealth's Tier 1 foundation layer. This episode digs into things we've heard like Cash is Trash so that business owners, real estate...