Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In the fifth episode, expert hosts Jacqui Kearns and Grant Gallagher walk through a financial check up to help you kick off the new year with goals for strengthening your financial wellbeing. The team begins their discussion by sharing their financial resolutions for 2023. They share some insights on increased consumer spending this past holiday season, and how it can impact your overall financial wellbeing. Jacqui and Grant then dive into the main discussion, posing one of the biggest questions they have received from members going into the new year: What are some of the ways to pay down holiday debt efficiently? They share insight on debt management and resources you can take advantage of.Some additional topics covered includeWays to pay down debt when inflation is still raising costs of everyday expensesUnderstanding the best debt paydown strategy for your situationFollowing the main discussion, Grant pulls a question from the Member Mailbag and the team answers the member-submitted question: My family is growing and we’ll need a new vehicle soon. Where do we start if we want to use an Affinity auto loan and not the options from the dealer that have high rates? The team provides a brief overview of the competitive auto buying landscape, and the importance of doing your research ahead of time and truly understanding everything that goes into purchasing a vehicle. To wrap up this week’s episode, Grant highlights Affinity’s Business Banking Services, which provides everything your small business needs to get going!Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or Twitter with #MemberMailbag.Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.Thanks for listening and be well.