Affinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In the twenty-sixth episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by Antinea Middleton, AVP of Retail Branch Operations at Affinity. Antinea joins the crew to discuss the importance of emergency savings and the concept of “Fed Up” money.Grant, Shawn, and Antinea kick-off the discussion by sharing tips for setting up automated transfers to your savings account each month. They also break down tips for automating your expenses, and actionable steps you can take to reach your emergency savings goals. Some additional topics included: Impulse holiday spending and how to get back on track in the new year Doing your homework and understanding ways you can saveFollowing the main discussion, Grant pulled a submitted question from the member mailbag, and the team shared their responses: As the holiday season comes to an end and we transition into the new year, I encountered a high-priced item while shopping. Although the initial excitement was undeniable, buyer's remorse kicked in, only to realize it was beyond the return policy. Now, I'm left wondering if this purchase will disrupt my finances in the coming year.Finally, Grant concludes the discussion by highlighting Affinity’s award-winning SmartStart Savings account! Whether you’re saving for a down payment, dream vacation, or rainy day, Affinity is here to help you earn more toward your financial goals with this high-yield account.Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or X/Twitter with #MemberMailbag.Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.Thanks for listening and be well.