Affinity Federal Credit Union presents Wellbeing and Your Wallet podcast! In the second episode, expert hosts Jacqui Kearns, Shawn Lubitz and Grant Gallagher analyze the differences between a bank and a credit union, and which offers you the most benefits. The team begins their discussion asking the question: Is it time to break up with your bank? How do consumers know they are getting the best experience? And exploring the important things to look out for. Jacqui and the team dive into the differences between a bank and a credit union, discussing the perks of joining a credit union. Shawn then shares some insight on credit union branches and the individualized services they provide for each member.  Some additional topics covered include:Credit union member experience and why it’s so important Real life anecdotes of the Affinity experience in actionFollowing the main discussion, Grant walks through the Member Mailbag segment where the team answers the member-submitted question: I recently graduated from college and started my first real job. I have no clue where to start with managing my income and expenses. What are the easiest ways to start budgeting? The team offers tips for those who are in the beginning stages of their financial journey, highlighting ways they can get started. To wrap up this week’s episode, Grant highlights Affinity’s Credit Counseling Services, which offers budgeting tips, debt management, and more!Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or Twitter with #MemberMailbag.Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.Thanks for listening and be well.