About

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

  • 1008: We Got Him! The Demise of the IRS Whistleblower and What We Need to Learn From It
    The IRS whistleblower was caught and imprisoned. That's great news. But the problem doesn't go away.
  • 1007: Friday Q&A: Costs of Motherhood, International Snow-Bird Adventures for Employees, Tithing on Investments, Abortion Debate, AI Dominating AI and Bookkeeping
    In today's Friday Q&A Show we discuss: 1:30 How could an expectant mother build a financial model as for when it makes sense for her to leave her job to be a full-time mother? 18:05 A listener's real story of an international snow bird adventure...
  • 1006: Building Enormous Wealth Efficiently Through Business Abroad: Interview with Andrew Henderson
    On today's podcast we discuss Andrew Henderson's, The Nomad Capitalist's pathway to wealth and his global ambitions. Enjoy! (Note: I will be speaking at Nomad Capitalist Live in Malaysia in September. Come hang out! )
  • Come Join Me at Nomad Capitalist Live in September!
    I will be speaking at Nomad Capitalist Live September 25-28 in Kuala Lumpur Malaysia. This is an awesome event in the world of international planning and boy do we need more international redundancy right now! Please come join me and let's hang out!...
  • 1005: How to Navigate the Social Financial Complexities of Dining Out So You Can Have a Great Social Life Without Breaking the Bank
    Today on the podcast, I cover something that is intensely practical: How to handle the social complexities of mixed dining. You know the feeling...you've gone to a nice dinner with friends, the bill arrives, and no one reaches for it. Now what?
  • 1004: Don't Wait to Have Babies Until You Can "Afford It"
    Is it good to be financially prepared before having children? Yes, it is. But it doesn't take all that long to accomplish this. Perhaps a year at most. Let's talk about the real preparations that are necessary and those that aren't.
  • 1003: Don't Wait For Marriage Until You Can "Afford It"
    If you want to marry and you've found a great potential spouse, you should marry. Don't wait until you can "afford it." In this podcast, I'll explain why and how.
  • 1002: Lessons From The Collapse of Haiti
    www.InternationalEscapePlan.com 
  • 1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees
    On today's Q&A podcast we discuss: 1:29 How to find cheap or free books 5:00 Good program for mens groups to use 8:24 How do I guide a 15-year-old to wealth? 40:30 How to carefully navigate the ending of a marriage 1:16:25 Should I take a...
  • 1000: Episode 1,000: The Story of the Accomplishment of My Ten-Year Goal
    Thank you. From the bottom of my heart, thank you for being here with me for a ten-year journey. Joshua
  • 999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.
    On today's Q&A podcast we discuss: 1:43 If we try to keep financial privacy about our affairs, won't we miss out on some very valuable financial conversations? 20:02 I have UTMA accounts for my children. Is that a problem? 25:39 Should we...
  • 998: The Credit Card Hacking and Points Game Isn't Worth It (except for these people)
  • 997-Choose Your Beliefs About Money
    The inaugural Radical Personal Finance Family Camp is sold out, but there is a waitlist. (I'm working on securing some more cabins.) Go to to register for the waitlist.
  • 996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.
    On today's Friday Q&A podcast we cover: 1:30 Should I reject a substantial promotion in order to move closer to my family? 18:58 Should I give my children an allowance? 37:26 How do I build a long-term vision for my life after children? 52:10...
  • 995: Please Come to the Inaugural RPF Family Camp!
    Please come to the inaugural Radical Family Camp in Seymour, Indiana April 11-14, 2024. All the detail and tickets are here: (A few people seem to be having trouble with my forwarding link above. If you have any issues, here's the direct link...
  • 994: Solving the Immigration Crisis in the USA
    Fair warning: today's podcast topic will have only limited interest, as it's outside the normal guidlines of "personal finance." I'm recording the show in response to a question from a long-time listener who wanted my input on a specific topic: the...
  • 993: Are Wealth and Poverty Infectious Diseases?
    Only 7 consulting slots left. Book now!
  • 992: Friday Q&A-Starting an Audio Podcast in 2024, Cash, More Cash, Impact of Family on Job
    On today's Q&A we discuss: 2:12 Should I start an audio podcast? 13:01 How do I reestablish my cash position? 29:00 How do I generate additional cash to build my house? 36:10 WWJD in choosing between job and daddy mode? Enjoy! Joshua
  • 991: Every Invisible Dollar is Worth Double Every Visible Dollar
  • 990: Friday Q&A: Languages for Children, Moving to the USA, Happiness
    On today's Q&A show we discuss: 1:38 English is not my native language. Should I try to raise my child in English to help him or her advance? 7:47 I am a young German student and I want to become a financial planner in the USA. How do I do that?...